Shopping Tip: Buy Christmas Stuff Now

Christmas shopping's got to be the last thing on anyone's mind right now...but I've discovered if you pay attention after the holidays, you can save big money, and when next year rolls around, save on time and stress, too.
Christmas decorations, wrapping, and ornaments are on the triple clearance aisle now.  That means you can enjoy savings of at least 50%, and sometimes as much as 75%.  Over the years, I've set aside a box and closet just for holiday wrapping and accessories.  When January comes around, I snatch up those things for pennies on the dollar and put them in the box.  When the Christmas rolls around (which always comes sooner than you think it's going to,) it's nice not to have to go battle the crowds and spend extra money just for wrapping paper.  And when you are getting those things for 75% off, it's hard to imagine ever wanting to spend full price again, just because you've waited till the last minute.  So plan (way) ahead.  :)